Privacy

Georgia Commerce Internet Banking Privacy Statement
Georgia Commerce Internet Banking is committed to providing the highest level of privacy and security pertaining to the collection and use of our online banking customer’s personal and account information.

Respect of Right to Privacy
Georgia Commerce Internet Banking respects and honors your right to privacy and takes every preventative measure to grant you the same level of privacy within our virtual branch that you receive through more traditional bank delivery channels.

Collection and Use of Personal Information
The collection of personal information online is protected. Gathering of personal information assists the bank in providing you with the products and services you want and need. All personal information gathered and stored by the bank is used for precise business purposes-to secure and implement your personal accounts and transactions and ensure the bank complies with state and federal banking regulations. The personal information gathered will also help the bank to understand your financial needs and facilitate the development of enhanced products and services. The collection of your personal information is subject to a quantity of rigorous security measures. When your application is received by the bank, only approved personnel may open and process the application.

Maintenance of Accurate Information
Maintaining accurate records of your personal information is both in the best interests of yourself and Georgia Commerce Bank. In order to keep your personal information accurate, Georgia Commerce Internet Banking requires a signed request via conventional mail or fax. Approved bank personnel are then notified immediately upon receipt of your request so that they may process your personal information as you have requested. This procedure allows Georgia Commerce Internet Banking to update your account information in a timely manner.

Limited Employee Access of Personal Information
Georgia Commerce Bank limits the employee access to your personal information to only bank administrators with authorization to analyze your account for business reasons. Our administrators are trained to realize the importance of maintaining the confidentiality of your personal information for security and reasons of principle.

Third-Party Disclosure Restrictions
Personal information may be supplied to a third party in the following instances:
• In order to process a customer transaction.
• At the customer’s request.
• As allowed by law, the exchange of information with reputable reporting agencies.
• As allowed by law, in the course of an investigation of fraudulent activity or subpoena.

For marketing purposes by which the customer has been previously informed and has been given an opportunity to decline.

Disclosure of Privacy Policies
Georgia Commerce Bank is committed to ensuring the privacy of our customer’s personal and financial information. For more information regarding the Internet Banking Privacy Policy, please contact us.