At Georgia Commerce Bank we offer a variety of personal checking options. Each account is specially designed to meet the needs of our customers.
Georgia Commerce Checking
Our Georgia Commerce Checking Account offers you unlimited check writing privileges. There are several ways in which you can avoid monthly service charges.
- No service charge if you maintain one of the following:
- $500 minimum daily balance or $1,000 average daily balance
- Monthly Direct Deposit
- Five free ATM transactions at any other bank (ATM fees will be rebated the following month)
- Unlimited free ATM transactions at Georgia Commerce Bank’s ATM
- Complimentary first order of checks
- Free Personal Internet and Telephone Banking
- An $8.00 monthly service charge will apply if at least the one of the above conditions is not met
- Online Bill Pay is available for a low monthly fee of $5.95
- Minimum to open $100.00
Georgia Commerce Interest Checking
The Georgia Commerce Interest Checking Account offers premium interest rates with the convenience of full service checking. The following account minimums and averages allow you to earn interest and avoid the monthly service charges.
- You may avoid the monthly service charge on this account by maintaining a $1,000 minimum daily balance or a $2,000 average daily balance
- A $10.00 monthly service charge will apply if the minimum balance requirement is not maintained
- Minimum to open $100.00
- Five free ATM transactions at any other bank (ATM fees will be rebated the following month)
- Unlimited free ATM transactions at Georgia Commerce Bank’s ATM
- Complimentary first order of checks
- Free Personal Internet and Telephone Banking
- Your account will earn interest and compound daily with a collected balance of $1,000 or more
- Interest will be credited to your account monthly
- Online Bill Pay is available for a low monthly fee of $5.95
Georgia Commerce Senior Checking
The Georgia Commerce Senior (age 50 and above) receives all the benefits of the Georgia Commerce Interest Checking Account with no service charges.
Georgia Commerce Relationship Banking
The Georgia Commerce Relationship Banking Account is designed to reward customers for maintaining a banking relationship by combining many banking services into one account.
- You may avoid the monthly service charge on this account if you maintain one of the following:
- Minimum daily balance of $2,500 or an average daily balance of $10,000 or
- An aggregate balance of $10,000 or more is kept in a combination of Money Market, Savings, Certificates of Deposit, or outstanding loan balance of $25,000 or more
- A $15.00 monthly service charge will apply if at least one of the above balances is not maintained
- Minimum to open $100
- Free Checks
- Free Traveler’s Checks
- Free Cashier’s Checks
- Free 3 X 5 Safe Deposit Box or $25.00 annual rent discount on larger boxes, availability of boxes apply
- Free Internet and Telephone Banking
- Unlimited free ATM withdrawals at any bank
- Interest will compound daily on collected balances and will be credited to your account monthly
- Online Bill Pay is unlimited
The Georgia Commerce Relationship Banking account customer receives the following benefits: