Consumer Loans

Georgia Commerce Bank offers a wide selection of loans, including auto, home improvement, boat, recreational vehicle, vacation or just about any other purpose. Our loan department specializes in designing competitively priced loans that suit the customers needs quickly, and efficiently, with a focus on service.

Personal Loans

Customers need personal loans for many different reasons, from unexpected expenses, to major purchases. Georgia Commerce Bank can custom design a loan for every situation. Repayment terms depend on the type of loan and the amount of loan requested.

Home Equity Line

Georgia Commerce Bank offers a Home Equity Line of Credit that can improve your financial flexibility. The equity in your home can be used to provide cash for almost anything – cars, college tuition, vacations, expenses or whatever purpose you choose. Another attractive feature on the Home Equity Line is that interest paid on the loan may be tax deductible.

Personal Line of Credit

Georgia Commerce Bank offers secured and unsecured personal lines of credit. By establishing a personal line of credit, you will have extra cash available for emergencies or to make purchases. A personal line of credit can even be linked to your checking account and used as a cash reserve.