At Georgia Commerce Bank, our personalized services are focused on supporting the long-term financial needs of the business owner and the individual consumer.
ACH Origination
Automated Clearing House (ACH) solutions from Georgia Commerce Bank enable you to move money electronically with convenience, certainty and cost savings.
Automated Clearing House Services can be an ideal choice for common payables and receivables including:
- Direct Deposit of payroll and expenses
- Pre-authorized payments and collections
- Cash concentration.
ACH is a low cost alternative to wire transfers and paper checks. Eliminate check printing, distribution and reconcilement expenses. Submit all of your transactions in one file for direct transmission to Georgia Commerce Bank.
Automated Teller Machine (ATM)
With a Georgia Commerce Bank ATM or debit card you can make up to five free withdrawals per month, on any ATM nationwide. Relationship Banking customers receive unlimited free withdrawals using any ATM. Customers also receive unlimited free use of our ATM machine.
Most ATM machines charge a fee at time of withdrawal. Georgia Commerce Bank rebates that fee the following month on your account statement. If you surpass the number of free transactions permitted, regular fees charged from other banks will apply.
Bank by Mail
Georgia Commerce Bank offers Bank by Mail to allow customers the added convenience of transacting business without having to come into the bank.
Courier Service
At Georgia Commerce Bank we provide a courier service where we come to your business to pick up deposits. This custom service saves you time and increases banking convenience. Charge will vary based on frequency and location.
Drive Thru Services
Our drive thru banking facility is designed for fast and personal service, and provides a convenient way to conduct your banking business.
Safe Deposit Boxes
Safe Deposit Boxes provide a secure storage place for your valuables. The annual rental fee is based on the box size you select.
U.S. Savings Bonds
Georgia Commerce Bank is a registered agent and can order or redeem U.S. Savings Bonds.
Wire Transfers
Funds may be sent or received from almost any part of the world by wire transfer.
Remittance Processing (Lockbox)
Georgia Commerce Bank offers a complete range of lockbox services, including industry specific services for Healthcare and Property Management. We offer wholesale and retail lockbox, wholetail lockbox and image lockbox. Payments are processed around the clock with maximum speed, efficiency and accuracy to ensure your funds are credited quickly. Images are available to clients via the internet, CD-ROM or via image transmissions, a great alternative to paper. Data is encrypted for added protection. Customize your lockbox to meet your needs. Our Healthcare lockbox offers automated EOB processing and information management. Our Retail Lockbox and Property Management Lockbox offers scannable coupons for high speed automated processing. Transmissions can be sent daily to update accounts receivables files automatically. Georgia Commerce Bank is dedicated to helping you reduce expenses; improve the quality and efficiency of your internal payment processes and overall management of your receivables.